Credit investigation(Due Diligence) Verification of Chinese counterpart:

◆ What is credit investigation

Credit investigation, also known as due diligence. It refers to the investigation of the credit status of the enterprise with which our client has a business relationship, and the acquisition of the integrity and reputation report of the partner, which is used to prevent risks and regulate behavior. It can also be a business operation activity to investigate your business customer itself to prove its own credit to the business cooperation .

Credit investigation is the basis of corporate credit management. Through credit investigation, the enterprise can timely, systematically and objectively understand and grasp the customer's qualifications, credit and other aspects, and use this as a reference in the decision-making process of selecting partners, signing contracts, determining settlement methods or handling overdue accounts and disputes. It can help you monitor and manage target customers at any time, identify high-risk customers, find potential sources of profit, and effectively reduce business risks and improve corporate competitiveness.

◆Contents of credit investigation

•Company name, capital, and business activities registered with the industrial and commercial department, whether they exceed their own permitted scope

•Company equity structure, branches, operator status and business status

•Company annual inspection status, tax status

•Company financial status (asset and liability status, sales status, profit status), financial analysis (debt repayment ability, operating ability, profitability)

•The import and export status of the company through customs

•Company legal proceedings, mortgage records, and other records that affect the company's business status, and illegal records that affect the company's future development

◆Under what circumstances is it necessary to use credit investigation services?

•When dealing with a new customer for the first time

•Abnormal delays in payments by old customers

•A sudden increase or decrease in customer orders

•When customers request to change the transaction method

•When encountering major cooperation projects

•Having various disputes with customers

•Other situations that you deem necessary

◆Acceptance scope

•Inquiry and copying of industrial and commercial archives of enterprises

•Investigation of property rights, seizure, mortgage, etc. of enterprises and individuals

•Investigation of other assets such as vehicle registration in the Pearl River Delta region and Guangzhou City, Guangdong Province

•Investigation of the authenticity of personal identity information, investigation of the registered residence, date of birth, and marital status of personal ID cards

•Investigation and evidence collection of intellectual property rights (patents, trademarks, trade secrets, etc.)